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If you're mainly looking for a simple, portable way to store your photos, I do recommend the Seagate Expansion Portable 1TB. It's compact, uses USB 3.0 for fast transfers, and works right out of the box with drag-and-drop saving  no extra software needed. It's compatible with Windows, Mac, and ChromeOS. Seagate lists this model at around $69.99 MSRP (often found cheaper, around $40–60 on sale), which fits comfortably within your $100 budget. For important photos, I'd still suggest keeping a second backup rather than relying on a single drive.

seagate

The Bipra S3 Portable External Hard Drive provides a hassle-free, high-capacity storage solution in a compact 2.5-inch form factor. Equipped with a fast USB 3.0 interface and pre-formatted in FAT32, it offers universal compatibility across Windows and macOS right out of the box with zero setup required.

Highlights:

• Massive 1TB Storage: Ample space for photo backups, media libraries, and critical work files.
• USB 3.0 High-Speed Transfer: Powered directly via the USB port with no bulky wall adapters.
• Universal Compatibility: Pre-formatted FAT32 file system works seamlessly with PC, Mac, and media players.
• Sleek & Durable: Ultra-portable design built for storage on the go.

Would love to recommend this model from Seagate. I have been using Seagate harddisk for 4 years and it's pretty good. I do have a suggestion, since you just need the disk for storing data I would recommend you buy a HDD instead of an SSD. You will get a 2tb HDD for the price of 1tb SSD. Transfer speed might be a bit slow but I think getting an extra Terabyte of storage would be more useful.

I have linked the 1tb one anyways. Might be cheaper on Amazon cuz it was for me in my region.

Hope this Helps✌🏼

I’d recommend the BIPRA S3 1TB Portable External Hard Drive. It offers 1TB of storage in a compact portable design and uses USB 3.0, making it a practical option for storing and transferring photos. At under $100 before shipping, it also fits your budget while providing a good balance of storage, portability, and affordability.

The biggest reason I’d buy it

For photos that you don’t want to lose, the combination of Seagate’s established storage hardware + easy backup tools + Rescue Data Recovery Services makes it more reassuring than buying a random cheap external HDD.

I’d recommend you to check for different websites for prices, it is available under 100$ in a few websites like best buy etc. There is one i have at my work which i use, with my personal experience i’d suggest you to buy this.

My pick: WD My Passport 1TB — typically $54–65 at retail, well under your $100 cap. USB 3.0/3.2, plug-and-play, no drivers needed on Windows or Mac, and it includes WD Backup software with optional password protection + 256-bit AES hardware encryption, which is genuinely useful for photo archives you don't want casually browsed if the drive is lost.

2nd pick: Seagate One Touch 1TB (or the cheaper Seagate Expansion Portable) — usually $50–70, includes 1–2 years of Rescue Data Recovery Services on some bundles, meaning if the drive fails Seagate will attempt recovery.

ADATA 1TB DashDrive Durable HD650 External Hard Drive USB 3.0 Model AHD650-1TU3-CRD Red

• Designed to Absorb the Hardest Knocks
• Dazzling Blue LED Indicator
• Surface Protected
• SuperSpeed USB 3.0

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2.5'' 1TB Ultra Slim Portable External Hard Drive USB3.0 HDD Storage for PC/Desktop/Laptop/MacBook/Chromebook/Xbox One (Black)

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• High-capacity storage to go, fast data transfer rates, you can save and backup any files, movies, music, photos, games and more.
• Simple & Ultra slim, the small, light weight enclosure features massive capacity and high quality and reliability.
• Plug and Play - Without software to install, just plug and play with USB connection.
• Ultra-fast Data Transfers - Works with USB3.0 and USB2.0 to deliver, up to 5Gbps transfer speed, which is about 10 times as fast as USB 2.0
• System Compatibility - It can compatible with PC / Desktop / Laptop / MacBook / Chromebook / Xbox One / Xbox One X / Xbox One S consoles.

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I recommend the WD My Passport 1TB Portable External Hard Drive. It offers a good balance of reliability, portability, and affordability for storing photos. It has a compact design, plenty of space for a growing photo collection, and security features for protecting your files, while staying comfortably within your $100 budget.